What are the best credit cards for fair credit?

Here are our picks for the best credit cards for fair credit. Here’s why: Capital One advertises that this card is intended for people with fair credit, which can help make the application process less stressful if you have less-than-perfect credit. It also comes with a cool 1.5% cash back on every purchase and an annual fee of only $39.

Why should you get a credit card for fair credit?

With a card for fair credit, you can regularly track your score, have chances to increase your credit line, have your good habits reported to the three major credit bureaus (Experian, Equifax and TransUnion) and more. Earns worthwhile rewards.

Are credit cards for fair credit worth it?

Credit cards for fair credit, sometimes called "average" credit, are aimed at those in the 630-689 FICO score range. It's an underserved market, so the list of such cards is relatively short, and those that do exist lack the big sign-up bonuses you'd get with a card requiring excellent credit. But they may still offer rewards.

How do I find the best credit card for fair credit?

To find the best credit card for fair credit, you must consider several factors, including your spending habits, goals and the type of card you’re likely to qualify for. To help you narrow down your options, here are some questions to ask when choosing a credit card.